Category: Uncategorized

April 03, 2020 As we continue to track the COVID-19 situation and assess its impact on financial markets, we wanted to share some of the resources we’re monitoring on a daily basis.  Useful data is scattered across the internet, so we look at a variety of sources to get a fuller picture of how various [...]

Detlef’s Interview with Chase Jarvis Detlef Schrempf touches on the importance of giving back during his interview on the Chase Jarvis Live Show. Thanks, Detlef for this great reminder to be grateful for life’s blessings and give back. The perfect sentiment and start to this holiday week. Recording of the podcast is no longer available [...]

One small step for man, one giant leap for mankind. – Neil Armstrong By Chris Blakeslee This summer, we will be celebrating the 50th anniversary of the first walk on the moon.  I recently watched the movie, “First Man” which is about the life of astronaut, Neil Armstrong (played by Ryan Gosling), and the space [...]

By Rachel McCracken I joked the other day that now that I’m in my 40’s, I have a stable of specialists that I go and see to help me stay healthy and informed.  Other than the standard preventative annual check-ups to the doctor and dentist, I now regularly see the chiropractor, masseuse, trainer, and a [...]

  In 1974 the Department of Labor passed the Employees Retirement Income Security Act (ERISA) to protect pension plan investors, which eventually came to govern 401(k) plans and other similar defined–contribution plans. The retirement savings landscape has changed significantly over the past forty years, characterized by a shift from defined benefit pension plans to defined [...]

Newcomers are arriving in record numbers to the Pacific Northwest. Home inventory levels are at ten year lows in many market areas. Three factors, listed below, have the potential to put continued pressure on available housing and consequently drive up valuations. THE MILLENNIAL MORTGAGE BOOM [...]

Investment decisions at Coldstream are made by our Investment Strategies Group (ISG), which is composed of client portfolio managers, as well as managers of other Coldstream investment vehicles such as our 401K and alternative investment products. ISG sets strategic parameters for its asset allocation decisions. These parameters are designed so that client accounts are balanced [...]

When our clients begin a wealth management relationship with Coldstream, the first thing they do is sign a stack of paperwork.  This generally includes an Investment Advisory Agreement – our formal contract with you, authorizations to trade your accounts, move assets and shop bonds from multiple brokers, and so on.  All of these items are [...]

In this low interest rate environment, income-minded investors, who have some tolerance for risk may find dividend-paying stocks attractive.  In fact, nearly 40% of S&P 500 companies have dividend yields above the 10-year US Treasury bond yield. The appeal of dividend-paying stocks is easy to understand as they can provide investors with regular income regardless [...]