WEALTH MANAGEMENT
MEANS PEACE OF MIND
Coldstream is an employee-owned, independently-operated wealth management firm that’s been earning the trust of high net-worth clients since 1996. We start with your goals, financial and otherwise, and an investment strategy that will get you there. We guide you through the complexity of wealth management so that you can have peace of mind while achieving the financial and lifestyle goals important to you.
Our team delivers in all the ways people expect from an investment firm, and in ways that go above and beyond. Our clients tell us that our investment in them is more than financial. Why do we care so much? Because we know that choosing to work with us means trusting us to guide your family—and to us, there’s no greater honor.
25th ANNIVERSARY
CELEBRATING 25 YEARS OF SERVICE
This year, the Coldstream team is proud to celebrate 25 years serving clients. What does this milestone mean to us? A lot. It means 25 years showing up for our clients, their kids, and their kids’ kids, in the office and beyond. Twenty-five years helping families like yours reach your goals, financial and otherwise; celebrating new homes, college graduations, early retirements. It’s been an honor to spend 25 years serving you, and we can’t wait to see what we’ll accomplish together in the next 25.
STAY INFORMED
Embrace the Stages of Widowhood Toward Your New Life
When we suffer a loss in our life, we experience stages of grief, such as shock, anger, and eventually acceptance. Becoming a widow is a deeply emotional and stressful time for a woman, no matter whether she had time to prepare for her spouse’s death...
READ MORE
Creating Confidence for Women in Their Investment Decisions
We all want to feel secure in our future and confident that we are making the right financial decisions to help us achieve that security. Unfortunately, this isn’t the reality for some women. Research has shown that women typically are less confident than men when...
READ MORE
Spotting Common Conflicts of Interest: What Every Investor Needs to Know
A conflict of interest is anything that puts the investor at risk for the personal gain of the financial professional. Such conflicts of interest generally put the interests of the professional ahead of the investor, and in some cases can even cause harm to the...
READ MORE
The Single-Person Penalty is Real. Here’s How to Protect Your Finances.
The reality facing single people in the United States today is that it is more expensive to be single than it is to be married. For example, a single woman may end up paying hundreds of thousands of dollars more over her lifetime than that...
READ MORE
Should I Complete the FAFSA?
Each year in October the window opens to submit the Free Application for Federal Student Aid (FAFSA) for the following school year. Although you have until June 30th to complete your application, filing your FAFSA as close to October 1st as possible can improve your...
READ MORE
Does Your Advisor Really Have Your Best Interests at Heart?
Since the late 1990s, the Internet has enabled broad access to investment information. This, coupled with the rise of discount brokers, has provided cost-effective ways for anyone with a computer to play in the stock market. Companies like Schwab and eTrade have reduced trading fees...
READ MORE
What Women Should Look for in an Advisor
Women’s financial power today is higher than it has ever been before, with estimates that women control 32% of the world’s wealth. That’s an amazing statistic considering that before 1974, women in the United States couldn’t get a credit card in their name if they...
READ MORE
Washington Cares Payroll Tax Opt-Out Is Now Open
The date has arrived! The State of Washington has now opened their online opt-out procedure for those who have qualifying Long-Term Care Insurance and wish to be exempt from the upcoming payroll tax. The WA Cares Fund Before we outline the process, let’s review some...
READ MORE
Coldstream and Rosenbaum Financial Merge
SEATTLE – September 22, 2021 — We are thrilled to announce today the merger of Coldstream Wealth Management and Rosenbaum Financial, reinforcing our leadership in the Pacific Northwest! Read the complete press release here.
READ MORE
Sending Your Child Off to College: A Financial Checklist
Starting college is a big life transition for both students and their parents. While your student may be focused on orientation and choosing courses, there are some important financial considerations that accompany this change as well. Some are administrative items for you to consider, such...
READ MORE