
Insights
Category: Retirement

February 4, 2025
The Social Security Fairness Act: Will Your Benefits Change?
On January 5, 2025, the Social Security Fairness Act was officially signed into law, repealing both the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). These changes stand to meaningfully increase monthly Social Security benefits for workers who receive a pension based on work not covered by Social Security. What is the Windfall Elimination [...]

Contributions from: Ian Curtiss, CFP®, CFA®, CPWA®, ChSNC

January 29, 2025
The Psychology of Retirement
One of my favorite tasks as a financial planner is to help clients plan for retirement. We gather data and run Monte Carlo simulations and tax analyses, but often that planning process runs much deeper than asset allocation and withdrawal strategies. Recently I had the pleasure of meeting with a couple in their early fifties. [...]

Contributions from: Larissa Vidal, CFP®

January 28, 2025
Retiring Early? Don’t Forget Health Insurance
If you’re planning to retire early, remember to include the cost of health insurance in your financial plan. Medicare eligibility begins at age 65, but until that time you’ll need to enroll in a private insurance plan. Be sure to check your eligibility with COBRA from your prior employer as well. COBRA premiums can be [...]


Contributions from: Eric Schuehle, Rich Merrifield, CFP®, AIF®

January 1, 2025
3 Reasons Why Consulting After Retirement Can Be a Smart Move
Many of our clients who retire from large technology companies or start-ups have been approached with opportunities to consult or serve as a board member. While it’s tempting to step away from work entirely, there are several reasons why setting up a business and taking on part-time work may be beneficial for your overall retirement [...]


Contributions from: Anne Marie Stonich, CFP®, CPA, Ian Curtiss, CFP®, CFA®, CPWA®, ChSNC

January 1, 2025
What to Consider if You Want to Retire
“Choose a job you love and you’ll never have to work a day in your life” ~ Confucius. As you approach retirement age, the first step to set yourself on a path for a successful retirement is to envision what that successful retirement will look like. Being able to visualize what you want for your [...]

November 15, 2024
Getting the Most from Your Google Benefits
Google provides an extensive range of benefits that can enhance your wealth, manage risk, and secure your future. By integrating Google’s compensation, retirement, and health benefits into your financial plan, you can better align these offerings with your long-term goals. Equity Awards Google’s stock units (GSUs) can be a powerful tool for achieving financial objectives. [...]

Contributions from: Katie Berntson, CFP®

October 29, 2024
Long Term Care Planning
Whether you are part of the “sandwich generation” ― caring for both your kids and your parents ― or you are aging yourself, eventually some form of long-term care may be necessary in your family. Morningstar reports that 70 percent of those who turn 65 will need long-term care at some point in their lives, [...]

Contributions from: Vonie Bright, CFP®

October 21, 2024
Getting the Most from Your Amazon Benefits
Amazon provides generous company benefits that can help you build wealth, manage risk, and secure your future. It’s important to consider how to best integrate the additional compensation, retirement, and health benefits into your financial plan. Equity Awards Your grants of Amazon restricted stock units (RSUs) can help increase your cash flow or meet long-term [...]

Contributions from: Katie Berntson, CFP®

October 11, 2024
Getting the Most from Your Microsoft Benefits
Microsoft (MSFT) offers a comprehensive suite of benefits that can help employees build wealth, manage risk, and secure their financial future. It’s important to optimize these benefits by integrating them into your overall financial plan. Open Enrollment in early November provides the perfect opportunity to review and make decisions about your health, retirement, and other [...]

Contributions from: Anne Marie Stonich, CFP®, CPA
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