• Protect What Matters Most

    Your Legacy

Family Office

Managing significant wealth across generations comes with unique challenges. At Coldstream, we’re here to help you navigate them. Our Family Office Services provide a comprehensive, personalized approach aimed at protecting and growing your wealth while ensuring it aligns with your values and long-term vision.

We go beyond investment management—we take care of the big picture. Whether it’s financial planning, estate and tax strategies, philanthropy, or family governance, we provide the expertise and support you need for a lasting legacy.

Our Family Office Services:

We work with you to establish your financial goals and track financial, lifestyle, and personal objectives:

  • Wealth Sufficiency Analysis: Reviewing and preparing for needs of current and future generations.
  • Debt Review and Sourcing: Evaluating and securing debt solutions.
  • Income Modeling: Projecting income needs and sources.
  • Financial Statement Preparation: Creating detailed financial statements.
  • Net Worth Forecasting: Estimating future net worth and facilitating dialogue around appropriate wealth transfer strategies.

We provide the following investment strategies and solutions to fit your family office goals:

  • Cash Management and Credit Solutions: Managing liquidity and credit needs.
  • Option/Hedging Strategies: Implementing options and hedging for concentrated positions.
  • Enhanced Income Strategies: Developing strategies for higher returns.
  • Access to Alternative Investments: Private equity, venture capital, hedge funds.
  • Direct Real Estate and Business Investments: Including property and luxury asset ownership (e.g., yachts, jets).
  • Impact Investing Solutions: Investments aligned with social or environmental goals.
  • Art and Collectibles Management: Managing art investments and rare collections.

  • Capital Gain Strategies/QSBS: Planning for tax-efficient capital gains and Qualified Small Business Stock.
  • State Residency Planning: Optimizing state tax implications.
  • Stock Option Strategies/83(b) Elections: Managing stock options and tax benefits.
  • Tax Optimized Withdrawal Strategies: Minimizing tax impact on withdrawals.
  • Philanthropic Strategy Development: Tax-advantaged giving strategies, such as donor-advised funds, private foundations, and developing a philanthropic mission statement.
  • Tax Reporting and IRS Compliance: Ensuring compliance and reporting.

  • Estate Tax Reduction Strategies: Strategic estate tax minimization.
  • Legacy and Succession Planning: Wealth transfer advice, family governance, and preparing the next generation.
  • Trust and Gifting Strategies: Managing trusts, gifts, and philanthropic efforts.
  • Beneficiary Coordination: Ensuring alignment of beneficiaries with estate plans.
  • Philanthropic Planning: Managing charitable contributions and foundations.

  • Developing asset protection strategies to insulate your balance sheet.
  • Providing you with strategies to ensure your data and privacy is secure and protected.

  • Employment Agreements and 10b5-1 Plan Coordination: Managing executive terms and trading plans.
  • Business Continuity and Succession Planning: Ensuring smooth transitions in ownership.
  • Buy-Sell Agreements: Structuring deals for buying or selling business interests.
  • Investment Banking: Utilizing banking services for business growth or liquidity events.
  • Continuing the Entrepreneurial Legacy: Facilitate family meetings and mentoring the next generation.

  • Family Financial Literacy and Mentoring: Educating family members on financial matters.
  • Family Governance: Implementing family governance systems, including family meetings.
  • Concierge and Lifestyle Services: Including travel, household management, and bill pay.
  • Advanced Cybersecurity and Monitoring: Proactive digital security tools.
  • Personal Well-Being Programs: Holistic wellness services, including mental health support.
  • Housing Options for Aging Parents: Coordinating housing solutions for elderly family members.

At Coldstream, we take a holistic approach to wealth management—so you can focus on what truly matters. Let’s build a strategy that honors your legacy for generations to come.

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