Category: Financial Planning

Let’s face it: monthly debt payments can feel overwhelming, right? If you chat about it with anyone, chances are you’ll find someone who understands. Many of us carry debt, whether it’s from student loans, a car loan, or personal loans. The interest rates can vary greatly depending on when you took on the debt and [...]

My fitness class always starts with a “question of the day” so we can get to know each other. Yesterday’s question was particularly well worded, so I am going to steal it for our purposes of this blog post. The question was: “What is a short-term goal (2-3 months) and a long-term goal (12 months) [...]

You work hard for Nike; make your Nike benefits work hard for you. We’ve worked with Nike employees to help them build their wealth using the foundation of Nike’s generous employee benefits. Read our Guides to Nike Benefits at the links below for resources you can use to fuel your future. Nike Equity Compensation Learn more about [...]

“Choose a job you love and you’ll never have to work a day in your life” ~ Confucius. As you approach retirement age, the first step to set yourself on a path for a successful retirement is to envision what that successful retirement will look like. Being able to visualize what you want for your [...]

If you have a student beginning graduate school, you may be looking for the best source of funds for the tuition payments. Clients who plan on funding all or a portion of the tuition for adult children or relatives often ask what the optimal funding method is – especially if other allocated savings, such as [...]

The American public is aging at an unprecedented rate. Back in 1985, adults aged 65 and older made up just 11% of the population. Today, this figure is closer to 20%. (Source: Institute on Aging) With an average of 10,000 Americans turning 65 every day, this rapid increase in our elderly population is expected to [...]

Introduction As the dust settles on the 2024 elections, one of the most pressing questions for many families is how the Republican Party’s return to unified control of the White House and Congress will shape the future of tax policy. With the Tax Cuts and Jobs Act (TCJA) set to expire at the end of [...]

2024 has unfortunately seen a continued trend of large data breaches being reported month after month. These breaches can leave us all feeling vulnerable, as so many of the organizations we routinely deal with store our Social Security numbers, dates of birth, addresses, and other sensitive data. In Washington alone, two instances were reported in [...]

It’s no fun to think about the potential disasters that can befall your family, but there is something to be said for the peace of mind you can achieve by knowing that you are well protected. At Coldstream Risk Management, we want to make sure you are aware of dangers so that you can insulate [...]