Category: Financial Planning

What’s in this article: The marital home: going from one to two households Spousal maintenance Child support and childcare expenses Retirement accounts and other investment assets Taxes matter Advisors: building your team Looking forward   The decision to divorce doesn’t come lightly. Considering divorce may feel like sailing across the open ocean in a storm [...]

Pre-nuptial agreements, also called pre-nups or pre-marital agreements, often get a bad rap, but they can be very important for supporting and protecting both individuals and the union. A good pre-nup can be a valuable financial planning tool that helps both parties clarify how their financial lives will be commingled; it can also be critical [...]

The financial playbook for professional athletes has officially been rewritten. Driven by groundbreaking Collective Bargaining Agreements (CBAs) and massive league expansions (hello Portland Fire!), the WNBA is one area of sports that has entered a historic era of wealth generation. Because an athletic career offers a highly compressed window of peak earning potential, athletes can [...]

What does it take to set up young adults for financial success? What is missing in the educational system, what are the most important fundamentals we can instill in kids, and how can we empower young people to be not just financially literate, but financially confident? Financial Beginnings has been empowering youth and adults to [...]

What’s in this article: Cash flow planning & budgeting Debt management Employee benefits Investments Tax planning Estate planning Insurance Family needs   Financial independence is one of the most important transitions in adult life. Whether you are graduating from college, starting your career, getting married, or beginning to build a family, the financial habits you [...]

Establishing a good habit is like running a program in the background; once it’s set, you can rely on it without having to think much about it. Consider those habits that save you the most time and energy: dropping your keys in the same place every day so you know exactly where they are, setting [...]

Navigating divorce, while challenging, can open the door to a more aligned lifestyle, opportunities for unexpected growth, and newfound freedoms for all parties. But that doesn’t make it easy, particularly when you are in the middle of something that can be a giant disruption to your life and family. Coldstream Wealth Managers Larissa Vidal and [...]

What’s in this article? What Does a Trustee Actually Do? During Incapacity: A Financial First Responder After Death: Administration, Distribution, or Ongoing Management The Characteristics of a Strong Trustee Naming an Individual vs. a Corporate Trustee A Decision That Should Evolve   As a Certified Financial Planner™, I often tell clients that naming a trustee [...]

You may be used to visiting the Social Security website at ssa.gov/myaccount to log in and access information about your Social Security benefits. Now, in 2026, if you visit the Social Security website, you will be prompted to select one of two new secure methods for logging into your Social Security account. The new login [...]