Category: Investments

Money is personal. How much we earn, what we have, and how we spend is often and easily tied into reflections of ourselves and, often in our culture, our identities. When it comes to something so intimate, we may know what decision logically would make the most sense, what action in concept we should be [...]

Coldstream is excited to share its MarketCast for the second quarter of 2025, where we discuss the events of the first quarter of 2025. This short video presentation offers commentary and analysis of the market and economy, examining the factors influencing the environment and shaping the landscape. A quick note: this MarketCast was recorded based [...]

The market volatility that we’ve seen recently as a result of the Trump administration’s tariff announcement is naturally generating anxiety among investors. Although we all understand the risks of investing, it can take investors by surprise when market shocks occur. But as both investment professionals and students of markets and economies, we are well prepared [...]

Often, one of the first things an investor will do when meeting with an advisor is to take a risk tolerance assessment or questionnaire. You’ll fill out a few questions about your attitudes toward risk and your comfort with volatility, and you’ll receive a “risk tolerance score,” intended to indicate how much risk—or equity exposure—you [...]

When it comes to investing, one of the most common questions we hear is: “Should I change my investment mix as I get older?” A recent article by Nick Maggiulli from “Of Dollars and Data” explored this topic, and we wanted to share our perspective, building on some of his insights while highlighting how we [...]

Investing is both an art and a science, shaped by our life experiences, personalities, and preferences. But did you know that research reveals some notable trends in how men and women approach investing differently? Understanding these differences can help all investors, regardless of gender, strike a more effective balance in their financial strategies. Key Gender [...]

As we navigate the opening months of 2025, the Trump Administration’s policy agenda is once again making headlines, with a focus on deregulation, immigration, government reform, and most notably through the recent introduction of tariffs on imports from key trading partners such as Canada, Mexico, and China. These shifts are understandably stirring some uncertainty, as [...]

Fears of recession in August, sparked by a worse-than-expected July jobs report and an uptick in unemployment, resulted in the S&P 500 Index declining by 8%. Many market participants expressed concern that the Federal Reserve (the Fed) waited too long to cut the Fed Funds rate. In September, the Fed responded to the potential cracks [...]

When people hear the word risk, they usually visualize “dangerous” things like riding a motorcycle, starting a business, or maybe even a high-stakes game of poker. Taking on risk often comes with the potential for reward – in poker, you can never win a big hand if you don’t ante up. In investing, there is [...]