Insights
February 4, 2025
The Value-Add of an Advisor
In Financial Planning, Wealth Strategy
How does an advisor add value for the fees that you pay? The value that a financial advisor brings to the table can extend far beyond the quantifiable. Coldstream’s work to integrate financial planning and investment management is multi-faceted and often reaches into many areas of our clients’ lives. In this brief, we examine recent research on the value-add of advisory relationships, as well as sharing some of our own insight and experience on the topic.
Read the full brief below.
Related Articles
June 27, 2025
Diversified Estate Planning for LGBTQ+ Families
When it comes to estate planning, LGBTQ+ individuals may need additional considerations to ensure that their wishes are fully honored and protected. Given the variation in state laws and recognition, same-sex couples must continue to be conscientious and thoughtful when it comes to their estate planning efforts, and are highly encouraged to seek a competent [...]
Contributions from: Katie Quick, CFP®
June 20, 2025
Incorporating a “Die with Zero” Philosophy into Your Long-Term Financial Plan
Are you intrigued by the idea of maximizing life experiences and strategically spending your wealth while you’re able to enjoy it? If you’ve read Die with Zero: Getting all you can from your money and your life by Bill Perkins, you may be inspired to rethink traditional wealth accumulation. This book challenges the conventional mindset, encouraging individuals [...]
Contributions from: Heather Hamamoto, CFP®, CDFA®, Anne Marie Stonich, CFP®, CPA
June 9, 2025
Helping children build wealth of their own: why the Roth IRA is an important gifting vehicle.
When it comes to gifting to children, especially teenagers, we often think of material items or memorable experiences. While those are meaningful, one of the most powerful and often overlooked gifts is helping them begin building wealth for themselves, particularly through one important tool: the Roth IRA. Roth IRAs offer a powerful opportunity for savers [...]
Contributions from: Vince Lee, CFP®, CPA, Noel Sanchez, CFP®