We help you identify the gaps in your wealth management strategy and shore up your defenses so you’re prepared to weather any unexpected bumps in the road.
As the saying goes, you make your plans, and then life happens. At Coldstream, we help you identify and prepare for the the non-investment-related risks that can derail your life or financial stability. We provide a comprehensive insurance review that examines risk from all angles, including access to our in-house property and casualty insurance experts at Fit Insurance.
Cindy, a 60-year-old woman and her second husband Bob (63) are enjoying their last few years of working, but are excited for their upcoming retirement in 2 years. She is an administrator in the U.S. Passport Office and he is a senior engineer at a large avionics manufacturer. They have one son together and they each have a child from prior marriages. They have been good savers and have accumulated almost $3 million dollars in investments including their respective employer retirement plans. They have no debt and there are no outstanding college costs for them or their children. Bob will have a $600 per month pension from a prior employer and both he and Cindy will get Social Security benefits near the upper payout range.
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