You work hard for your company; make your company benefits work hard for you.
Coldstream can help you build your wealth and create long-term financial security with the help of your employer benefits. Read our Guides to Employer Benefits at the links below for resources you can use to better understand your options and how to make the most of them.
Or, learn more about specific company benefits at Microsoft, Nike, Amazon, and Google.
High Deductible Health Plans, Health Savings Accounts, and Flexible Spending Accounts are all significant benefits that can alleviate healthcare costs, but they can be confusing to navigate. This guide provides the basics to get you started.
Many employers offer a variety of insurance coverage, such as life insurance, disability insurance, and long-term care coverage. This guide outlines the types of coverage and what to consider when choosing your enrollment options.
Employer-sponsored retirement plans can help you maximize your retirement savings, but it’s important to understand the different options and how to use them. This guide outlines the tax advantages of employer-sponsored plans, the difference between a traditional and a Roth 401(k), and what to consider when participating in a plan.
The Mega Backdoor Roth Conversion can be a powerful benefit when offered, but executing it can be a complicated tax planning process. This guide walks you through what you need to understand to get started.
A Non-Qualified Deferred Compensation (NQDC) Plan allows executives to earn compensation in one year but defer the compensation and related taxes to a later year. NQDC savings can accelerate the growth of your portfolio over time, but there are risks to understand before participating. Read this guide to learn more.
Stock options can be a high-value benefit but require a thoughtful investment and tax strategy. In this guide, we outline the basic types of stock options and what to consider when exercising them.
Coldstream can help you build a plan for long-term financial security.
With lots of options come lots of decisions, and we can help you navigate those decisions to optimize your choices. Not only that, we can integrate your employer benefits with an overarching financial and wealth plan to meet all your goals.
- Retirement plan guidance
- Investment portfolio management
- Comprehensive wealth planning
- Coordination of professional services, including insurance, estate, and tax planning
Contact us to learn more about our full-service approach and speak with a wealth advisor.