May 27, 2020 In Planning, Wealth Management By Joe Cervantes

Estate Planning in the Time of Great Uncertainty

May 27, 2020

I have been in Wealth Management for more than 30 years, and, in my opinion, there has never been a greater urgency for estate planning than what we are seeing at this moment in history.  The current health crisis, compounded with working from home and spending more time around loved ones, compels one to put life into perspective, which often can include thinking about one’s own mortality. READ MORE

April 6, 2017 In Coldstream Happenings, Wealth Management By Leslie McCain

Rainier Group Joins Coldstream

SEATTLE, WA – April 3, 2017 – Coldstream Holdings, Inc. (CHI), the parent company of Coldstream Wealth Management, a registered investment adviser, announced today that it has closed its merger with The Rainier Group, Inc., a Bellevue firm that offers investment advisory and mid-market business consulting services. Rainier Group Investment Advisory, LLC is now doing business as Coldstream Wealth Management, and Rainier Group Business Advisory continues to operate under the name and brand of The Rainier Group, Inc.

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March 4, 2016 In Coldstream Happenings, Wealth Management By Lauren Bayer

George R. Pierce & Associates Join Coldstream

SEATTLE, WA – March 4, 2016 – Coldstream Wealth Management announces their merger with George R. Pierce & Associates (GP), an independent wealth management firm based in Seattle, WA, and the opening of a downtown office on Lake Union. Coldstream, advising over 600 households and $1.57 billion in assets as of December 31st, 2015, adds approximately 300 households and $325 million in assets with the addition of GP. Post-closing, GP will take on Coldstream’s name.

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April 15, 2014 In Wealth Management By Darren Ritchie

Wealth Management: The Role of the Investment Policy Statement

When our clients begin a wealth management relationship with Coldstream, the first thing they do is sign a stack of paperwork.  This generally includes an Investment Advisory Agreement – our formal contract with you, authorizations to trade your accounts, move assets and shop bonds from multiple brokers, and so on.  All of these items are valuable and necessary, but we try to highlight one particular document that otherwise might get lost in the shuffle: the Investment Policy Statement, also referred to as your ‘IPS’.  We believe the IPS is truly at the heart of what we do for our clients, and so it deserves a little extra attention.READ MORE

March 5, 2014 In Coldstream Happenings, Wealth Management By Coldstream

BANNER BANK AND COLDSTREAM CAPITAL MANAGEMENT, INC. ANNOUNCE RELATIONSHIP

 

FOR IMMEDIATE RELEASE:
March 4, 2014

 BANNER BANK AND COLDSTREAM CAPITAL MANAGEMENT, INC. ANNOUNCE RELATIONSHIP

WALLA WALLA, Wash. -Banner Bank, a wholly owned subsidiary of Banner Corporation (NASDAQ GSM: BANR), announced today that it has entered into a business relationship with Coldstream Capital Management, Inc., a Bellevue, WA based independent wealth management firm.READ MORE

October 8, 2013 In Planning, Tax Strategy, Wealth Management By Vince Lee, CPA/PFS, CFP®

2013 Year-End Personal Tax Planning Considerations & Checklist

As we approach year-end, tax planning considerations should be starting to take shape.  New tax legislation has brought greater certainty to year-end planning, but has also created new challenges.  The number of changes made to the Tax Code and the opportunities these changes bring may seem overwhelming.  However, early planning will help you to maximize your potential tax savings and minimize your tax liability.  Here is some key high level year-end tax planning strategies.READ MORE

July 18, 2013 In Wealth Management By Roger Reynolds

Who Do You Rely On?

Recently I was completing a registration form to subscribe to an industry publication and a commonly asked question on the application struck me in a very peculiar way. It simply asked “Which best describes your primary business activity?”  I have seen this hundreds of times, yet this time it caused me to reflect differently. The first thought in my mind was the overwhelming array of service providers that are defined within our industry category (financial services) offering guidance and assistance to families of affluence, and secondly, how horrible it must be for the affluent to navigate our industry to make the right advisor decisions for their unique situation.READ MORE

January 18, 2013 In Wealth Management By Joe Cervantes

Time to review your life insurance policy?

Reviewing your life insurance policy does not generally score high on ones list of priorities, but the reality is that life insurance policies seldom perform to the expectation set out at the issuance of the policy.  And, while life insurance is not typically viewed as an investment, it can often hold large sums (cash values) of family wealth, further leveraged with death benefits that can have a great impact on the planning of one’s affairs.  Therefore, it is important that periodic and comprehensive reviews be completed on the adequacy and efficiency of your risk coverage. READ MORE

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