January 30, 2015 In Coldstream Happenings By Coldstream

About Coldstream

Chris Judy retired in December 2014. We appreciate his nine plus years of service as a Portfolio Manager and Relationship Manager, and his significant technical expertise as a member of our Investment Strategy Group (ISG).

Renee Hawkes joined Roger Reynolds’ team in November as a Wealth Planner. Renee brings to Coldstream over 19 years of experience in tax, financial, and estate planning. She began her career in a regional accounting firm, helping high net worth individuals plan for liquidity events, execute estate plans, and compliance related to the same. She has also served as Director of Fiduciary Services and Director of Wealth Management at Berntson Porter & Company, PLLC in Bellevue. Renee earned her degree from Gonzaga University, is a Certified Public Accountant (CPA), and is affiliated with the AICPA and East King County Estate Planning Council.READ MORE

January 29, 2015 In Insurance, Planning By Peter Beeson, CIC

Stephen King Horror Moment – the Importance of the Umbrella

Have you ever sent a text message while driving? Taken a phone call in the car and your Bluetooth didn’t sync – phone held up to your ear – multi-tasking, juggling work, family and deadlines? In the blink of an eye, perhaps traffic stops, a motorist swerves, a pedestrian pops out unexpectedly and you’re responsible for a significant accident. The injured party sent by ambulance to the Emergency Room, perhaps multiple surgeries, multi-year rehabilitation and then a law suit ensues, totaling millions.

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January 28, 2015 In Insurance, Planning By Joe Cervantes, CFP

Reviewing Your Life Insurance

10 Potential Pitfalls and How to Protect Your Beneficiaries

1) Naming a Minor Child

Insurance companies will not pay the proceeds of a life insurance policy directly to a minor. Absent a trust or other specified legal arrangement, a court-appointed guardian will handle all proceeds until the child reaches legal age (18 or 21, depending on the state).

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January 27, 2015 In Market Commentary By Chris Judy

Oil Prices and Market Volatility Expectations

The end of 2014 brought yet again an increase in market volatility, angst surrounding global economic growth, and continued unease about the longer term central bank strategies and actions. Several key points are worth highlighting:

  • Volatility in the stock market has picked up in the past few months. Concerns about global economic growth, the health of emerging markets, geopolitical tensions, and plunging oil prices have investors on edge.
  • Investors continue to rotate toward defensive sectors such as consumer staples, health care, and utilities, helped in part by the steady decline in long-term interest rates. More cyclical sectors such as basic materials, industrials, and technology are falling out of favor.
  • The US economy continues to improve at a below normal but nonetheless growing pace. It is hard to find another area around the globe in the same condition. Europe has stalled, Russia is close to a depression with the collapse of their currency, and their number one export, oil, is down 50% in US dollar terms.

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January 20, 2015 In Coldstream Happenings By Coldstream

2015 St. Patrick’s Day Dash

As part of Coldstream’s Employee Health & Wellness Initiative, we are once again sponsoring the St. Patty’s Day Dash Challenge!
Accept our challenge and invite your friends and family to join us in Seattle’s largest single-distance run, walk, jog or crawl.
There are two ways to participate!

Join the Coldstream Team
(click the link above!)

Select Team Member Registration
Enter Team Registration Code: ColdstreamTeam   Coldstream Team Members Save $3.00READ MORE

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