What to Leave When You’re Gone: Estates & Families

In estate planning, there are some common stumbling blocks to completing a plan. Who will care for your children? At what point do you end life-sustaining care? How much should you leave to your children? Perhaps the most challenging of these is the last. Picking a number that provides a leg-up for your heirs while protecting them from leading uninspired, unmotivated lives can seem like the work of a magician. Luckily, our wealth planning experts have put together three ways you can find your magic number.

1. LOOK TO YOUR FAMILY VALUESREAD MORE

When Much Ado Can Be Something

Since joining Coldstream in December, I have been dubbed the resident bear of our Investment Strategy Group (ISG) – not an easy brand to carry when you first come through the door. Though, to be honest, when it comes to the prospect of this current bull market, I tend to be rather “Eeyoric” compared to my more optimistic counterparts. Perhaps it is appropriate, then, that my turn to scribe a market update came just as the quarter end became – shall we say – entertaining.

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Coldstream Named One of Washington’s 100 Best Companies to Work For

Coldstream Capital Management has been named one of Washington’s 100 Best Companies to Work For by Seattle Business magazine. An awards ceremony took place on July 1st to announce the winners among Seattle’s top businesses and leaders. Coldstream was one of 32 midsized businesses selected out of over 300 applicants who participated in the 2015 survey and was named #22 in that category.

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Beyond the Noise: A Look at Greece, Puerto Rico, & China

Three events in financial markets have received significant media attention in the last week: a potential Greece exit from the Eurozone, a potential default by Puerto Rico on its bond holdings, and the significant decline (after a rapid advance) in China’s equity markets.  The Coldstream Investment Strategy Group thought it important to cut through the “media noise” and let you know our views on these events.


GREECE

Near Term Uncertainty in Greece

As you may have heard, Greece missed a $1.7 loan billion payment to the International Monetary Fund on Tuesday.  While this event and the closure of the Greek banking system are dominating news coverage this week, a $3.9 billion bond payment due to the European Central Bank on July 20 is much more important to world markets, since failure to pay would put Greece into a formal state of default.  The situation remains extremely fluid, with developments coming nearly hourly.  It is unlikely that current negotiations will lead to an agreement prior to a scheduled July 5 referendum, which will indicate whether the public will accept further austerity in order to stay in the Eurozone.  Since the current government was elected on an anti-austerity platform, it may collapse if the referendum passes or if a deal on further spending cuts and tax increases is struck in the meantime.

Potential OutcomesREAD MORE

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