St. Patrick’s Day Dash Sunday March 17, 2013
Take on the Coldstream Challenge
The clock is ticking we are just 4 days away from the St. Patty’s Day Dash Challenge. Join Coldstream in supporting a great community event and our own commitment to employee wellness in 2013!
Coldstream’s DAS team visiting Mobility Concepts in
Fife to learn about the latest equipment available for those living with
paralysis.
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Coldstream had the honor of hosting Strategas Research Partners on January 23rd at Overlake GCC. Strategas’ Chief Strategist and a regular on CNBC, Jason Trennert shared his major investment themes for 2013 in a post-election environment with “fiscal cliff” uncertainty.
Watch the video: https://www.coldstream.com/events
Reviewing your life insurance policy does not generally score high on ones list of priorities, but the reality is that life insurance policies seldom perform to the expectation set out at the issuance of the policy. And, while life insurance is not typically viewed as an investment, it can often hold large sums (cash values) of family wealth, further leveraged with death benefits that can have a great impact on the planning of one’s affairs. Therefore, it is important that periodic and comprehensive reviews be completed on the adequacy and efficiency of your risk coverage. READ MORE
In the aftermath of the tech bubble, the housing bubble, Wall Street scandals and the near collapse of the financial system, many ordinary investors have lost faith in the equity markets. In an effort to reduce the risk in their portfolios, retail investors have exited equity mutual funds while bond funds have seen large inflows (see chart below). Investors have accepted the lower return of fixed income assets in exchange for lower volatility and more certain cash flows. Unfortunately, these investors may be in for a far rockier road than they had anticipated; we believe the current very low yields on fixed income instruments do not compensate investors for the risk that is building in the asset class. READ MORE
It came down to the very last minute, but compromise was made and the majority of the fiscal cliff averted. Not surprisingly the markets rallied early on news of the pending compromise. What was surprising was the resilience of the market during weeks of tough negotiations. Those expecting a repeat of the prior year’s debt ceiling debate and market fall were disappointed. With the compromise in place much of the uncertainty over tax policy has been put aside. The Bush tax cut rates have been made permanent for the vast majority of tax payers. Still ahead, a debt ceiling compromise and meaningful tax and spending reform as the fiscal cliff “fix” has added $4.6 Trillion to projected deficits over the coming decade. READ MORE