About Coldstream

We’d like to thank all our clients and friends of the firm who attended our Holiday Party on December 5th, between the music, food, drinks and great people attending, a good time was had by all.  We would particularly like to thank those Coldstream team members who worked tirelessly behind the scenes to make the event seamless for those who attended.

Picture of Santa's helpers December 2013In the season for giving, Coldstream adopted two families through the auspices of Bellevue Lifespring for the holidays.  Through the generosity of our team members, we not only filled the families’ wish lists, but we were able to provide each family with a gift card for groceries and one for other necessities.  We are thankful for our own good fortune, and felt a lot of goodwill and joy when the gifts were taken to Lifespring.READ MORE

In Business Development, a Little Luck Goes a Long Way

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Financial Advisor – September 2013

Baseball Hall of Famer Lefty Gomez was often heard to say, “I’d rather be lucky than good.” Advisors who hit pay dirt through a fortuitous introduction or a random round of golf can probably relate to that sentiment. It’s tempting to think that if one stroke of fortune can bring in more assets than months of business development, you might as well just sit back and wait for the next stroke. But although you can’t make luck happen, you can — and should — make the most of it when it does.READ MORE

Making the Connection…Building the Network

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 Puget Sound Business Journal – September 13, 2013

Reynolds was 37 and managing director of Coldstream Capital ManagementDierks was 36 and vice president of special projects for the American Cancer Society’s

Northwest division.  Both were celebrating their 40 Under 40 Awards at the Hollywood Schoolhouse in  Woodinville.  They became fast friends, confidants. They bonded over things they both liked to do —  hiking, fishing and skiing. Today, that bond has only grown. Their families barbecue  together. They seek each other’s advice for business opportunities. They are on each other’s “personal board of directors,” or informal advisory network.

READ FULL PSBJ ARTICLE

State of Affairs – Our Perspective

Most likely you are asking the same question we are. What is going on in Washington? And how and when does it end? We clearly have an acrimonious situation in Congress that has caused a government shutdown.  Coupled with the looming debt ceiling deadline of October 17th, this state of affairs is creating mounting uncertainty and great angst for investors. It must be remembered this is a political problem and most likely not an economic problem. Most economists forecast a shutdown that gets resolved within 30 days will impact 4th quarter GDP by just 0.1-0.2% and have no ongoing negative impact. In fact, our best guess is that GDP growth over the next two years will be relatively steady around the 2% level. This is certainly not robust growth but better than most developed economies.READ MORE

2013 Year-End Personal Tax Planning Considerations & Checklist

As we approach year-end, tax planning considerations should be starting to take shape.  New tax legislation has brought greater certainty to year-end planning, but has also created new challenges.  The number of changes made to the Tax Code and the opportunities these changes bring may seem overwhelming.  However, early planning will help you to maximize your potential tax savings and minimize your tax liability.  Here is some key high level year-end tax planning strategies.READ MORE

The 3rd Quarter Winds Down

September 2013 marks the five-year anniversary of the financial market collapse in 2008; we have certainly come a long way in those five years. With the S&P 500 and the Dow eclipsing all-time highs and interest rates having stayed low for the longest stretch in 50 years, most investors have already received quite a benefit from the fount of cheap money.  Since September 2008, a meaningful economic recovery has taken place.  Look at the results since the equity markets bottomed out in March of 2009:READ MORE

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